RETIREMENT / DISABILITY

Civil pension regime

Managed by the Moroccan Pension Fund for civil servants of the State and Local Authorities.

Services provided

Old age pensions.
Disability pensions.
Survivors’ pensions

The social security regime: general regime

Managed by the National Social Security Fund: CNSS, covers employees of the private sector.

Services provided

Old age pensions.
Disability pensions.
Survivors’ pensions.

Group retirement benefits regime

Managed by RCAR, covers non-state and local government officials as well as employees of public institutions.

Services provided

Old age pensions.
Disability and Survivors’ pensions.