Given the growing number of Moroccans living abroad, which is about two and a half million, the Moroccan government has since the 1960s concluded bilateral social security agreements with several foreign countries guaranteeing the nationals of the signatory parties the rights relating to social security.

Social security in the territory of the host country equality and also during their stay or after their final return to the country of origin by equal treatment, the retention of rights acquired and in the course of acquisition, the aggregation of insurance periods and the right to transfer benefits guaranteed by these agreements.

Personal scope

  • All agreements cover private sector employees.
  • Some of them even include the non-salaried.
  • The convention with France also covers civil and military officials, non-state agents, public officials and agents of public establishments.

The material scope

  • The legislation on the social security system.
  • The legislation on accidents at work and occupational diseases.
  • Legislative, regulatory or statutory provisions approved by the public authority and relating to particular social security schemes as long as they cover employees or assimilated persons and concern risks and benefits of social security.
  • Legislation on the Moroccan Pension Fund Scheme (M.P.F)
  • Legislation on the Group Retirement Allowance Scheme (G.R.A.S.).
  • Mutuality legislation in Morocco

Determination of applicable legislation:


  • The territoriality of the law.


  • Seconded employees (contributions and benefits payable by the legislation of the country where the employer who posted them is located).
  • Itinerant staff of air, road and rail transport (headquarters.
  • The crew of a ship (the flag of the ship)
  • Diplomatic personnel (legislation of the country of origin).

Guaranteed benefits:

  • Family benefits.
  • Sickness and maternity benefits.
  • Health care.
  • Disability pensions.
  • Old age pensions.
  • Survivors’ pensions.
  • Death grants.
  • Benefits of work accidents and occupational diseases

List of bilateral social security agreements concluded between Morocco and foreign countries

14 agreements signed and entered into force

  • Belgium: signed on June 24, 1968
  • Netherlands: signed on 14 February 1972.
  • Spain: signed November 8, 1979.
  • Sweden: signed January 1980.
  • Germany: signed March 25, 1981.
  • Libya: signed on 4 August 1983
  • Denmark: signed on 24 April 1982.
  • Romania: signed on 17 July 1983.
  • Tunisia: signed on 5 February 1987.
  • Canada: signed July 1, 1998.
  • Portugal: signed on 14 November 1998.
  • Quebec: signed on May 25, 2000.
  • France: signed on October 22, 2007.
  • Luxembourg: signed on October 02, 2006.

5 conventions signed and in the course of ratification:

  • Algeria: signed on 23 February 1991.
  • A.M.U: signed on March 10, 1991.
  • Italy: signed on 8 February 1994 (to be ratified by Italy).
  • Egypt: signed on May 12, 2006.

1 completed projects and meadows for signature:

  • Norway.

4 projects under negotiation

  • Tunisia (Draft revision)
  • Belgium (Draft revision).
  • Turkey.
  • Greece.
  • It should be pointed out that with a view to concluding and revising social security conventions and to improving their application, a joint commission composed of representatives of the competent authorities and institutions of the two parties meets alternately in the two countries. each year or as needed, at the request of either country.

    With regard to the implementation of the provisions of the social security convention, an administrative arrangement is concluded with a view to defining and adopting the administrative procedures relating to the application of each convention.

    The entry into force of the signed convention is ratified by the signatory countries and is definitive only after the completion of the required constitutional procedures and after exchange of letters of ratification through the diplomatic channel.